Watercraft & Boat Insurance in Canton, GA
While boats and other watercraft operate differently from cars, they’re also exposed to many costly risks and liabilities. This is why it’s essential to financially safeguard yourself and your investment from losses caused by unexpected incidents. In the event of a serious accident or damage, having boat insurance can provide crucial financial support to help you recover and move forward. 
What Does Boat Insurance Cover?
Boat insurance often offers a wide range of coverage, which may include the following:
- Physical damage coverage may insure your watercraft and its permanently attached components in the event of fire, theft, vandalism, weather-related damage and collisions.
- Medical payment coverage may help pay medical bills for you and your passengers if you get involved in an accident.
- Personal property coverage may cover costs if your belongings, such as electronics, fishing gear or water sports equipment, are damaged by a covered event.
- Guest passenger liability insurance may reimburse expenses caused to others by a permitted guest operating your boat.
- Liability coverage may step in if you’re found responsible for injuring someone or damaging their property while boating.
Additionally, your policy may offer valuable add-on coverage such as salvage coverage, pollution liability insurance, tow trailer coverage and agreed value insurance.
How Much Coverage Do I Need?
Your agent will work closely with you to choose the right level of coverage tailored to your lifestyle and needs. To guide you in securing a suitable policy, ask yourself the following:
- What kinds of activities will I be using my watercraft for?
- What would it cost to replace my boat if it were completely destroyed?
- How will I cover the damages or legal costs if I’m found responsible for an accident?
- Do I need coverage for passengers in case someone gets injured?
We’re Here to Help
Our team at David's Insurance Services Canton is ready to discuss your boating habits while finding ways to make your policy as cost-effective as possible. Contact us today to get started.